Executive Management Biographies

Chief Executive Officer, President

Frank Friedman

Frank joined Imperial PFS in 2019 and serves as the CEO and President. His extensive financial experience comes from more than 40 years at Deloitte where he served as Interim CEO, COO, CFO, and, most recently, Global Chief Operations Officer. Frank has a BS degree in Accounting and Business Administration from the University of Kansas.

Chief Operating Officer, Executive Vice President

Paul Zarookian

Paul oversees the day-to-day operations of the organization. Paul was President of AIGCC until 2010. Other positions with AIGCC included COO and National Sales Manager. He joined AIGCC in 1985. Paul has an MBA from Cornell University and a BS from the University of Delaware.

Chief Financial Officer, Executive Vice President

Bryan Andres

Bryan is responsible for Accounting, Regulatory and Compliance. He has held this position since 2004. Prior positions with IPFS include Senior Vice President, Vice President of Finance, and Controller. Bryan joined PFS in 1990. Previously, he was a principal in an insurance agency. Bryan has a BS from Kansas State University.

Chief Information Officer, Vice President

Pete Panagakis

Pete manages both the daily activities and long-term strategies of the IPFS technology platform. Pete joined the company in 2018 and has more than 25 years of experience in technology leadership. Pete holds an MBA from Drake University and a BA in Business Administration from the University of Iowa.

National Sales and Marketing, Senior Vice President

Herb Chirico

Herb is responsible for overseeing all National Sales, Marketing, and Training activities. Herb joined the company in 2001. Previously, he was at Transamerica Insurance Finance Corp where he held positions as Vice President of Originations and Pricing, Manager of National Accounts and Branch Manager. He also held management positions at HSBC. Herb has a BS from Boston University.

National Operations, Senior Vice President

Scott Marr

Scott is responsible for overseeing all national operations activities. Previous positions at IPFS include Assistant Vice President, Baltimore Branch Manager, Tampa Branch Manager, and Account Manager. Scott joined the company in 1993. Scott has a BA from the University of Missouri.

Vice President, Corporate Development

Jack Merriman

Jack has held the position of Vice President, Corporate Development since July 2014. He concentrates on new business and the development of key relationships related to the expansion of IPFS’s market and reach. Jack joined IPFS’s leadership development program in March 2010. Prior positions at IPFS include Chicago Branch Manager and Central Region Operations Manager. He is a graduate of Southern Methodist University.

Vice President, Accounting

Kevin Brown, CPA

Kevin is responsible for the oversight and development of the accounting, finance and treasury functions. Kevin was promoted to this position in 2010 after serving as the Controller since 2001. He is also responsible for monitoring compliance with the terms of the securitization transactions. Previously he worked as the Controller at another company and was in public accounting for 13 years. Kevin has a BS from the University of Missouri.

Executive Vice President

Pete Kugelmann

Pete is responsible for the successful integration of PAC (Premium Assignment Corporation, acquired 12/2017) into the IPFS family. Pete had over forty years of operational and leadership responsibilities with SunTrust Bank, with the last twenty years as President and CEO of PAC I. Pete has a BS from the University of Florida.